The concept of financial independence is so alluring, yet so obscure. It seems as though the vast majority of people go through life without questioning the status quo; they simply accept to follow the “standard” path established by society and dismiss any alternatives as mere follies, nothing more than the fantasies of delusional deviants.
After all, everyone knows that what you should do is go to college, get good grades, graduate and get a nice-paying job, work for 40+ years while climbing the echelons of the corporate ladder as best you can, accumulate a bunch of mostly useless materialistic possessions in order to impress people you don’t care about, and finally retire in your golden years with, hopefully, enough savings to live out your last few decades on this pale blue dot somewhat comfortably. Right?
Along the way, you will almost inevitably go through periods of debt (and perhaps never come out of them), you will constantly stress about your finances due to your dependency on your paycheck just to get by, and you will eventually teeter on the edge of depression at the realization that you are effectively a slave to your employer, having to spend 8+ hours a day, 5 days a week, 50 weeks a year, with a paltry 2 weeks of “vacation” that are really just a transient respite from all the shit going on in your life in order to preserve what is left of your sanity. Yes it sucks, but that’s the way life is. Just gotta go through the motions like everyone else. Just follow the flow, bro.
Yeah…except no. What if we could break free from the chains of corporate slavery? What if we could “retire” early? What if we could reach a state of total financial independence that grants us complete freedom over our time and, ultimately, our life? This “standard” path that we are “supposed” to follow seems downright terrible to me and I’ll be damned if I don’t do everything in my power to avoid it.
This is what this blog will be all about. A journal of sorts, if you wish, where I will chronicle my efforts on my journey toward that oh so elusive state of complete, unadulterated freedom. Through a combination of frugal lifestyle, intelligent, dividend-driven investing, and shrewd financial decisions, I hope to harvest the forbidden fruit of financial independence relatively early on in life and forge my own path, on my own terms.
Zero. This is my starting point. The road ahead is a long one, but one that I eagerly look forward to walking down in order to accomplish my goals.