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Please understand that I am not an investment/financial professional of any kind, nor am I a tax professional. I will not be held liable for any losses (monetary or otherwise) realized by anyone. None of the content I publish on this website is to be interpreted as an offer, a solicitation of an offer, or a recommendation to buy or sell any securities. Keep in mind that all investments involve risk, and that the past performance of a security does not guarantee future returns. Any investment you make may decline in value. Make sure to consult with an investment professional and/or tax professional before investing any of your money.